How to choose the perfect property in Summit County, Colorado: 8 steps to get it right!

Summit County, Colorado, has some of the best access to skiing in the entire world. Comprised of charming towns like Breckenridge, Keystone, Frisco, Dillon, Silverthorne, and Copper Mountain, Summit County is a mountain enthusiasts paradise. However, purchasing property in this area presents unique challenges that need to be navigated, and here are some good steps to follow:

Step 1: Define Your Goals

The first step is to identify what is most important to you and your family. Budget, location, rentability, property type, etc.  Summit County offers a range of options, from cozy mountain cabins tucked back in woods to luxury ski-in/ski-out condos and everything in between.

Step 2: Secure Financing

Before you start your property search, it’s essential to secure financing. Consult with a local lender to understand your options for mortgages, down payments, interest rates, and the unique obstacles that are specific to lending in Summit County. Our resort real estate market is competitive, so having a pre-approval letter is an important first step in the home-buying process.

Step 3: Explore the Area

Summit County, Colorado

Summit County consists of 6 specific towns/areas, each with its own unique charm. Take time to drive around different neighborhoods and explore the changing mountain scenery. Whether it’s the bustling atmosphere of Main Street Breckenridge or the quaint old mountain town feel of Frisco, there’s a place for everyone in Summit County. 

Step 4: Consider Property Types

Summit County offers a number of different property types, from single-family homes in neighborhoods like The Highlands at Breckenridge and Angler Mountain Ranch in Silverthorne to condos, townhouses, duplexes, and affordable deed-restricted housing. Consider your lifestyle, and rentability, and evaluate the overall monthly costs

Step 5: View Property

Once you have a preapproval letter from a local lender and have determined your specific area of interest and property type, now it’s time to start viewing properties.

Step 6: Make an Offer

When you find the perfect mountain retreat, we will work together to construct a competitive offer with the right price and terms for you and your family. Due to the competitive nature of our resort market, you may need to act swiftly and to do so you need to be informed. I will be there to guide you through each section of the real estate contract.

Step 7: Closing the Deal (Escrow)

Once your offer is accepted, the closing process begins. I will work closely with your lender, the listing agent, and the title company to ensure the dates and deadlines of the contract are being honored and documents are available for your review and signature in a timely manner. I will provide recommendations and scheduling for the property inspection, title company, and any necessary contractors.

Step 8: Enjoy your new home!

I am here to offer guidance and market expertise throughout the homebuying process. Please schedule a buyer consultation through the link below to take a deeper dive into the Summit County housing market today!  

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